Crypto On Revolut – Is It Worth? Better Alternatives

How to Buy Crypto Using Revolut on a Crypto Exchange

If you want lower fees and full crypto ownership, using Revolut to fund a crypto exchange account is a smart move. It’s quick, easy, and cost-effective — especially if you use SEPA Instant transfers. Let’s walk through the process using Binance as an example.

Step 1: Create and verify your Binance account

1. Go to Binance.com and click Register.
2. Provide your email address and set a strong password.
3. Next, complete identity verification (KYC). You’ll need to upload an ID and a selfie. This step is required for withdrawals and higher limits.

Step 2: Deposit funds from Revolut

1. Open the Revolut app and go to the “Payments” tab.
2. Choose Bank Transfer, then select SEPA (for EUR transfers).
3. In Binance, go to Wallet → Fiat and Spot → Deposit.
4. Choose EUR, then select Bank Transfer (SEPA).
5. Copy the IBAN, Name, and Reference Code from Binance.
6. Paste this data into Revolut and confirm the transfer.

Most SEPA transfers are processed within minutes, especially during business hours. There’s no fee from Revolut. Binance take just 1 EUR fee.

Step 3: Buy crypto on Binance

1. Once your deposit appears, go to Trade → Spot.
2. Pick a crypto pair (e.g., BTC/EUR) and place a market or limit order.
3. Confirm your order, and you’re done!

Now, you own real crypto at a much lower cost than buying through Revolut. You can hold it on Binance, transfer it to a private wallet, or even use advanced trading features.

How to Buy Crypto Directly in the Revolut App

If you want to buy crypto in the simplest way possible, Revolut is an easy choice. The app offers a fast, beginner-friendly way to start. Here’s how it works, step by step.

Step 1: Sign up and verify your account

1. First, download the Revolut app from the App Store or Google Play.
2. Open the app and follow the sign-up process.
3. You’ll need to provide your personal details and complete KYC verification. This includes uploading an ID and a facial scan.

Once verified, your account is ready. You can add funds via bank transfer, card, or Apple Pay.

Step 2: Buy crypto in the app

1. Tap the ‘Crypto’ section on the home screen.
2. Click ‘Invest’, then choose the crypto you want to buy.
3. Enter the amount and select your payment method (e.g., EUR).
4. Confirm the purchase. The crypto will appear in your Revolut account instantly.

The process takes less than a minute. It’s perfect if you’re buying small amounts or just getting started.

What cryptocurrencies are supported?

Revolut supports around 200 cryptocurrencies, including:

• Bitcoin (BTC)

• Ethereum (ETH)

• Tether (USDT)

• Solana (SOL)

• Polygon (MATIC)

• Shiba Inu (SHIB)

The list includes major coins, but doesn’t cover many smaller tokens.

Limitations

Revolut is easy, but it has drawbacks. You don’t fully own your crypto. You can’t use advanced tools like trading bots, charts, or leverage. And you pay higher fees than on real exchanges.

Still, for beginners looking for convenience, Revolut may be enough to get started.

Crypto Fees on Revolut

When buying crypto, fees matter — a lot. Even small charges can cut your profits, especially if you trade often. Unfortunately, Revolut has some of the highest fees among platforms that offer crypto.

How much does Revolut charge?

Revolut charges both a transaction fee and a spread (the difference between buy and sell price). The exact fee depends on your subscription plan and monthly trading volume.

Here’s a simplified breakdown:

The more you trade, the lower the rate. But even with the Ultra plan, Revolut’s fees are higher than regular exchanges.

How does it compare to Binance?

Let’s compare Revolut to Binance, one of the largest crypto exchanges.

• Binance charges just 0.1% per trade

• You can lower fees even more by using BNB tokens

• No spread markup is hidden in the price

This means if you buy crypto worth 1,000 EUR:

• On Revolut (Standard), you pay 14.90 euro

• On Binance, you pay only 1.00 euro

That’s a big difference — especially over time.

For long-term investing or regular trading, Revolut is simply too expensive. If you want to pay less, get better prices, and own your assets, a real crypto exchange is the better choice.

Crypto on Revolut – Review and Conclusion

Revolut makes buying crypto easy. With just a few taps, you can invest in Bitcoin, Ethereum, and other popular coins. The app is sleek, fast, and perfect for beginners who want quick exposure to the crypto market.

But is it the right platform for long-term investing or serious trading?

What users like about Revolut

Simplicity is the biggest draw. The interface is clear, and you don’t need to understand wallets or blockchain. You can start with just a few złotych or euros. It’s a low barrier to entry.

Speed also plays a role. Purchases are instant, and your crypto appears in the app right away. For people new to investing, this feels reassuring.

Another advantage is the range of supported coins. With over 200 tokens available, beginners get access to the biggest names in crypto.

But here’s the problem…

Revolut was not designed as a crypto platform. It’s a banking app that added crypto as a side feature. And that shows.

The fees are high. Most users pay 1.49% per trade, which is 10–15 times more than on real exchanges. Even on premium plans, the savings are minor.

You also don’t fully own your crypto. You can’t always move coins to a private wallet. And if something happens to your Revolut account, you might lose access to your funds.

There are no advanced tools, no charts, no trading pairs, no leverage. For anyone beyond the beginner stage, these are major downsides.

Our verdict

Revolut is fine if you want to dip your toes into crypto without diving deep. It’s fast, clean, and easy. But if you plan to trade seriously, hold long-term, or use crypto beyond just watching prices — look elsewhere.

Platforms like Bybit, Binance, and Bitget offer lower fees, better tools, and true ownership of your assets. You can deposit money from Revolut via SEPA, then enjoy full-featured trading with real crypto control.

In short: Revolut is good for trying. Exchanges are better for growing.