Wells Fargo is reportedly discussing a crypto-trading-liquidity arrangement with Payward, the parent company behind Kraken. The talks offer a view into how a large bank could reach digital-asset markets without operating an exchange or building every part of the trading system itself.

Crypto lending vaults held roughly $10 billion in deposits in September, according to S&P Global Ratings. Its new Vault Risk Assessment addresses a problem that on-chain data alone cannot solve: a visible pool of assets does not show how easily depositors could lose money or struggle to withdraw it.

Zcash’s public testnet began producing 25-second blocks on October 5, reaching NU7’s activation height a day before the October 6 date previously expected. The shorter interval will be visible to users, but the next few weeks are really about whether the services around Zcash can operate smoothly at the new pace.

Learn more about crypto and blockchain technology.

Glossary