How to Buy Bitcoin at Walmart | 2022 Guide - Coindoo
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How to Buy Bitcoin at Walmart | 2022 Guide

Editorial Team Avatar
May 9, 2020
5 min reading time

Over the years, many platforms and trading exchanges offering Bitcoin transactional services have appeared. But now you can buy Bitcoin at retail stores, meaning that you can buy Bitcoin at Walmart.

Here is our guide that will show you how to purchase BTC while at Walmart, one of the biggest chains of stores in the world.

First Step: Setup a Bitcoin Wallet

You first have to download and create a Bitcoin wallet from where you can store and make your BTC transactions. This is where your coins will be sent once you have bought them.

There are plenty of types of Bitcoin wallets that users can choose from. Software, hardware, mobile, and paper wallets can all be used to store BTC. Software wallets are easy to install, while hardware wallets are the most secure but cost and have a more complex setup. If you intend to buy a large amount of Bitcoin, then you better consider a hardware wallet.

Make sure you opt for a secure and non-custodial wallet, where only you have access to your private keys, thus your private funds. Keep your private key safe offline to prevent hackers from getting to it and be sure you don’t lose or forget it.

Option 1: Buy Bitcoin at Walmart with Gift Cards

One way of buying Bitcoin via Walmart without involving exchanges is to sell your Walmart gift cards for Bitcoin instead.

There are many online marketplaces where you can find people offering to exchange their gift cards for Bitcoins. The process is not that complicated, but it is probably easier for users who have no experience with trading or using crypto assets.

Option 2: Find a Peer-to-Peer Exchange

First, you will have to find a BTC seller that will accept doing transactions through Walmart. Most BTC sellers or exchanges are not really keen on accepting this method, as it necessitates additional steps, and Walmart applies a small fee.

This means that you will have to find a peer-to-peer exchange (P2P), where users can directly transfer funds between them. As there are many P2P services out there, be sure to check all the conditions and requirements, escrow details, fees, etc.

The Walmart2Walmart money transfer is a peer-to-peer system hosted by Walmart, where customers can deposit cash fiat in one Walmart location and redirect to any other Walmart location.

It is similar to any bank wire service. You first deposit the money at a Walmart service, you are charged a small fee, and then the recipient of the transaction picks up the money from another Walmart location.

P2P Exchange

The fees are charged according to the value of your transaction:

  • For transfers between $0 – $50 a $4 fee is applied;
  • For transfers between $50 – $1,000 an $8 fee is applied;
  • For transfers between $1,000 – $2,500 a $16 fee is applied.

Now you will have to follow these instructions on your P2P platform:

  1. After you locate a seller on the P2P exchange that is willing to use Walmart2Walmart, put in the number of Bitcoins, you want to buy. Check out the crypto to fiat rates before opening the order. You and the seller are now required to provide your email addresses in order to sign up.
  2. Select your payment method, which in this case, will be a cash deposit. A list of payment options will then be displayed on the left side of your screen.
  3. Select the “Walmart2Walmart” option.
  4. You will then be provided with a few instructions from your P2P that you will need when you go to Walmart. Write them down or take a photo on your phone to not forget them.

Step 3: Buy Bitcoin at Walmart

Now that you have reached your nearest Walmart store go to the Walmart Money Center or Customer Service counter, which is usually situated at the front of the store.

Give the cashier the information you wrote down from your P2P. Next, give him the money and keep the receipt for later.

At this point, you will have to present to the teller a government-issued ID that has a photo of you on it, such as a:

  • US Driver’s License;
  • State ID;
  • US Passport;
  • US Permanent Resident Card;
  • International Passport;
  • Military ID;
  • Tribal ID.

Make sure that the ID is not damaged or expired.

Step 4. Upload the Details

Now scan your receipt or take a photo of it and send it to the BTC seller so that he knows you have made the deposit for the transaction.

He will receive the money from your P2P exchange at the Walmart location of his preference. The money is usually credited within 10 minutes of the deposit being made.

You can also keep an eye on the money by using Walmart’s Track a Transfer tool. With this app, you will have to put in your last name and the reference number of your receipt. The tool can be used by accessing Walmart’s website.


If you have reached the end of our guide, you probably know how to buy Bitcoin at Walmart. The option is not the simplest one, as you will still need to make and use an account on a peer-to-peer exchange. It also involves physically going to a Walmart location with a lot of cash on hand, which might be dangerous.

But maybe later in the future, the retail seller will begin offering direct crypto-purchasing services.

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* The information in this article and the links provided are for general information purposes only and should not constitute any financial or investment advice. We advise you to do your own research or consult a professional before making financial decisions. Please acknowledge that we are not responsible for any loss caused by any information present on this website.
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