Why XRP Might Not Be Included Into the U.S. Crypto Reserve?

Recent developments surrounding the U.S. government's evolving crypto policy, and recent insights suggest that XRP may be getting sidelined in favor of Bitcoin. This shift appears to be driven by a mix of regulatory delays, political influence, and personal bias.
According to Coin Bureau, Senator Cynthia Lummis, a known Bitcoin advocate, played a pivotal role in the initial proposal for a U.S. Strategic Bitcoin Reserve in 2024. As the concept gains traction, Lummis’s strong alignment with Bitcoin has raised questions about whether other major assets—particularly XRP—are being excluded from the conversation.
Tensions escalated when Senator Lummis reportedly canceled a meeting with Ripple CEO Brad Garlinghouse, despite her position as chair of the Senate Digital Assets Subcommittee. Coin Bureau noted that this move contradicts her publicly stated pro-crypto stance and could reflect a growing reluctance to engage with Ripple.
Adding to XRP’s struggles, Coin Bureau pointed out that the SEC continues to stall on ETF approvals for the asset, including proposals from Grayscale and 21Shares. Some analysts believe that approval may not come until much later this year—if at all. This regulatory uncertainty further clouds XRP’s chances of being included in any official financial structures.
Situation became even more complex
The situation became even more complex following the release of an executive order related to the U.S. crypto reserve. Although former President Trump had initially named XRP alongside Bitcoin, Ethereum, Solana, and ADA, only Bitcoin was ultimately included in the finalized directive. This decision has fueled speculation about deliberate exclusion of altcoins.
Coin Bureau also highlighted that Will Cole, Senator Lummis’s son-in-law, had previously shared posts calling XRP a “fake token” and referring to Ripple as a “centralized joke of a scam.” This revelation has intensified concerns that personal bias may be influencing policy decisions affecting the broader crypto landscape.
Taken together, the legal uncertainties, stalled regulatory approvals, and signs of political favoritism appear to be significantly undermining XRP’s prospects of joining the U.S. crypto reserve, according to Coin Bureau’s analysis.
As these developments continue to unfold, Coin Bureau remains active in investigating the implications for XRP and the broader digital asset ecosystem.