Stripe Unveils Major Upgrades: AI Models, Stablecoin Accounts, and Global Payments Expansion
At its latest Sessions conference, Stripe announced over 60 product enhancements, signaling a major push into AI-driven infrastructure, stablecoin adoption, and global financial services.
Below are the highlights across core product areas:
AI and Payments Innovation
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Payments Foundation Model: Stripe unveiled the world’s first foundation model for payments, trained on billions of transactions. It has dramatically improved fraud detection—boosting card-testing attack detection from 59% to 97%.
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Stripe Orchestration: A new tool to manage multiple payment processors within the Stripe ecosystem.
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Optimized Checkout: Enhancements include AI-personalized checkout experiences using over 100 real-time signals, and support for over 125 payment methods, including stablecoins and real-time payment systems like Pix and UPI.
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Embedded Mobile Payment Element: Now available for easy integration into mobile apps.
Stablecoins and Money Management
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Stablecoin Financial Accounts: Coming soon in 101 countries, allowing users to hold, send, and receive stablecoin balances alongside fiat.
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Global Payouts: Businesses can now pay users in 58 countries using just an email address.
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USDC Visa Card: Users will be able to access a USDC-denominated Visa card, powered by Stripe Issuing and Bridge.
Fraud, Risk, and Intelligence Tools
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Authorization Boost: AI that optimizes retries and card updates automatically.
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Smart Disputes: Automates dispute responses with tailored evidence.
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Radar Expansion: Now supports ACH, SEPA, and custom fraud scoring via API.
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AI-powered anomaly alerts for enterprise support users flag authorization rate issues with 90%+ precision.
Billing, Tax, and Financial Reporting
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Stripe Scripts: Enables custom logic inside Stripe Billing.
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Tax in 102 Countries: Expanded global tax collection support and new integrations from Anrok, Avalara, and Sphere.
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Real-time Revenue Recognition: Speeds up access to financial data for faster closing.
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Sigma & Data Pipeline: Now deliver insights within 3–6 hours and support organization-wide data visibility.
Embedded Finance and Platform Tools
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Connect Updates: New Radar for platforms, networked onboarding, and expanded dashboard metrics for financial performance.
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Stripe Capital: Now available for platforms using third-party underwriting data.
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Stripe Issuing: Soon supports consumer credit card programs, with full control over licensing and banking relationships.
Developer Tools and AI Assistants
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Stripe Workflows: Build and deploy multistep logic flows across products with no code.
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Order Intents API: Quickly spins up commerce agents.
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Stripe Profiles: Public identity for B2B payments and invoicing across the Stripe network.
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Stripe Verified: Offers compliance guidance and tailored protections for global payments.
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AI Dashboard Assistant: Use natural language in the Stripe Dashboard to complete tasks like issuing refunds or generating links.
Conclusion
With its latest releases, Stripe is cementing itself not just as a payment processor, but as a comprehensive fintech infrastructure provider. By blending AI, crypto, embedded finance, and global compliance, Stripe is shaping the future of money movement for developers and businesses worldwide.
Kosta Gushterov
Reporter at Coindoo
Kosta has been a part of the team since 2021 and has solidified his position with a thirst for knowledge, incredible dedication to his work and a “detective-like” mindset. He not only covers a wide range of trending topics, he also creates reviews, PR articles and educational content. His work has also been referenced by other news outlets.
