Robert Kiyosaki Warns: Most People Stay Poor by Breaking the Two Laws of Money

Robert Kiyosaki, best-selling author of Rich Dad Poor Dad, has once again taken to social media to share his no-nonsense views on money—and why so many people remain financially stuck.
In a recent tweet, Kiyosaki argued that most poor people stay poor because they break two essential laws of money: Gresham’s Law and Metcalfe’s Law.
Gresham’s Law: Why Savers Are Losing
Kiyosaki revisits one of the core ideas from his book: “Savers are losers.” He points to Gresham’s Law, which states: “When bad money enters a system, good money goes into hiding.” In today’s world, Kiyosaki argues, most people are working for and saving “fake money”—referring to fiat currencies like the U.S. dollar—which he believes are being debased through inflation and reckless monetary policy.
“I do not save US dollars,” he wrote, “because the US dollar violates Gresham’s Law.” Instead, Kiyosaki chooses to save gold, silver, and Bitcoin—assets he considers real money that preserve value over time.
Metcalfe’s Law: The Power of Networks
The second law Kiyosaki emphasizes is Metcalfe’s Law, which describes the value of a network increasing with the number of participants. He contrasts scalable, connected businesses like McDonald’s and FedEx—which operate as networks—with small, independent businesses that lack this structure.
“I invest in Bitcoin because it is a network,” he said. “Most cryptos are not.” In Kiyosaki’s view, cryptocurrencies without robust, growing user networks violate Metcalfe’s Law and are poor investments—what he calls “shit coins.”
Wealth Requires Structure and Discipline
Kiyosaki drives the point home by citing Michael Saylor, another prominent Bitcoin advocate: “Only invest in things a rich person will buy from you.” This principle, he says, should guide financial decisions in a world where traditional money is losing value and small-scale business models struggle to scale.
For Kiyosaki, the path to wealth is about understanding these deeper financial principles—not just working hard or saving blindly. His final advice is clear: Obey the laws—Gresham’s and Metcalfe’s—if you want to be rich.