Bitcoin Enters Delaware Life Insurance Investment Products
Delaware Life Insurance Company has introduced a new fixed index annuity option that includes exposure to Bitcoin, becoming the first insurance carrier to do so.
The new offering adds the BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index to Delaware Life’s annuity portfolio, combining digital assets with traditional retirement products.
This structure allows investors to participate in Bitcoin-linked growth while keeping their original investment protected, which is a defining feature of fixed index annuities.
How the BlackRock Index Works
The index blends U.S. equities with Bitcoin in a single strategy. To reduce risk, it targets a volatility level of 12% and adjusts allocations to cash when market swings increase. This approach is designed to smooth out Bitcoin’s sharp price moves rather than mirror them directly.
Bitcoin exposure comes through the iShares Bitcoin Trust ETF (IBIT), removing the need for investors to buy or store crypto themselves. BlackRock says this structure offers a more controlled way to access digital assets within long-term financial planning.
Available Products and Broader Impact
The new index is available across three of Delaware Life’s products: Momentum Growth, Momentum Growth Plus, and DualTrack Income. The launch reflects growing demand from investors and financial professionals looking to combine innovation with downside protection in retirement strategies.
By bringing Bitcoin exposure into annuities, the move signals a broader shift toward blending digital assets with established financial products.
The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.
Alexander Zdravkov is a market analyst and crypto journalist with interests in economics, broader financial markets and digital assets. His journey into crypto began more than four years ago, driven by a fascination with the rapid evolution of blockchain technology and the transformative potential of decentralized finance. He began analyzing market cycles and identifying emerging trends before they reach the mainstream. He holds a degree in International Relations - a background that helped shape his broader perspective on global economics, geopolitics, and the interconnected nature of modern financial markets. Whether covering the latest developments in the crypto sector or exploring broader macroeconomic themes, Alexander focuses on giving readers context rather than simply repeating headlines. During his career, he has authored more than 10,000 articles covering cryptocurrencies, traditional finance, and global market developments. His work spans everything from Bitcoin and altcoins to macroeconomic trends influencing risk assets worldwide.
