5 Best Virtual Dollar Cards for Nigerians in 2025
Gone are the days when Nigerians struggled to make international payments due to restrictions on Nigerian bank cards.
Virtual dollar cards have changed the narrative by providing a convenient way to pay for goods and services online.
However, with so many providers out there, it’s not always easy to know which one to trust. That’s why this guide has rounded up the five best virtual dollar cards in Nigeria.
You’ll see the benefits of each platform, compare their card creation fees, and explore their funding options to help you make the right pick.
Top 5 Reliable Virtual Dollar Cards for Nigerians in 2025
The top five reliable virtual dollar cards that make international payments convenient for Nigerians in 2025 are Cardtonic, Mintyn, Pouchers, Bitsika, and Getly.
| s/n | Providers | Card Creation Fee | Maintenance Fees | Funding Options |
| 1 | Cardtonic | $1.5 | None | Naira |
| 2 | Mintyn | Not specified | None | Naira |
| 3 | Pouchers | Depends on the card type | None | Naira |
| 4 | Bitsika | $3 | None | Naira & cryptocurrencies |
| 5 | Getly | $4/$5 depending on card type | None | Naira |
1. Cardtonic:
The best virtual dollar card for making international payments in Nigeria is the Cardtonic virtual dollar card. This is primarily based on the global acceptance of the card on all platforms that accept Visa or Mastercard, eliminating the need to worry about rejections when making international payments.
The affordability of the card is another reason why many Nigerians choose to use the card. Who doesn’t like to get quality things at an affordable price? With $1.5, you will get a virtual dollar card within a few minutes on Cardtonic.
The flexible option for funding virtual dollar cards is another reason why the Cardtonic virtual dollar card remains the best. You can fund your card with Naira, which eliminates the stress of creating a dollar account. You can also fund your virtual dollar with gift cards like the Google Play gift card by first converting it to cash on Cardtonic and then using it to fund your virtual dollar card.
Cardtonic isn’t just a reliable virtual dollar card provider; it’s an all-in-one platform that buys and sells gift cards at competitive rates, handles bill payments, and sells quality gadgets.
To get your Cardtonic virtual dollar card, simply download the app, complete the KYC verification, fund your wallet, and create your card instantly.
2. Mintyn:
This is another reliable virtual dollar card that allows you to bypass the restrictions on Nigerian bank cards. With Mintyn’s virtual dollar card, you can easily make payments on international platforms like Amazon, eBay, WordPress, Netflix, and more.
What makes this card a great option is that it is easy to create; within a few minutes, you will get a Mintyn virtual dollar card and use it instantly for your online payments.
Mintyn also gives you total control over your virtual dollar card, allowing you to perform several actions, such as freezing or deactivating it if you suspect any unauthorised activity or your card details have been compromised.
3. Pouchers:
The Poucher virtual dollar card provides a safe and reliable way to make international payments without facing declined transactions or card rejections. It is acceptable on all platforms that accept virtual dollar cards as a payment option.
What makes the Poucher virtual dollar card a great choice for Nigerians is the Naira funding option. This provides an easier way to fund your virtual dollar card with Naira and make international payments without having a dollar bank account.
4. Bitsika:
Bitsika is a reliable virtual dollar card provider that allows Nigerians to make global payments with optimum ease. The card is acceptable on various international platforms like Amazon, Aliexpress, Spotify, Shein, and more. Bitsika also provides a flexible option for funding your virtual dollar card with Naira or using cryptocurrencies like Bitcoin.
The Bitsika virtual dollar card is affordable; it only requires a one-off creation fee of $3 with zero maintenance fees. If you are looking for affordability and flexibility, the Bitsika virtual dollar card is a great option to consider
5. Getly:
Getly is another fintech platform that offers reliable virtual dollar cards for Nigerians to make international payments with ease. Whether you want to shop on international platforms like Amazon or pay for subscriptions on platforms like Netflix, a Getly virtual dollar card allows you to do so without hassle.
The ability to create multiple virtual dollar cards on Getly is another benefit you get to enjoy if you need different virtual dollar cards for different purposes.
Getly also employs advanced encryption and security measures to ensure your personal information is adequately secured and to prevent unauthorised access.
Frequently Asked Questions About the Best Virtual USD Cards for Nigerians
- What is the Best Virtual Dollar Card in Nigeria?
The best virtual dollar card in Nigeria with global acceptance, a low card creation fee, and a Naira funding option is the Cardtonic virtual dollar card.
- How Can I Get a Free Virtual Dollar Card in Nigeria?
Unfortunately, most virtual dollar cards in Nigeria are not free, but you can get one on Cardtonic for as low as $1.5.
- How Can I Create a Virtual Dollar Card in Nigeria?
You can create a virtual dollar card on any virtual dollar card provider platform like Cardtonic. Just download the app, sign up for an account, and complete the KYC process. Then you can proceed to create a virtual dollar card, which can be used immediately after creation.
- Can I Fund My Virtual Dollar Card with Naira?
Yes, some virtual dollar cards, like the Cardtonic virtual dollar card, allow you to fund your virtual dollar card with Naira.
- Can a Virtual Dollar Card be Used Anywhere?
Yes, virtual dollar cards like the Cardtonic virtual dollar card can be used anywhere Mastercard or Visa cards are accepted.
Conclusion
Virtual dollar cards are the real lifesaver when it comes to making international payments in Nigeria. Platforms like Cardtonic, Mintyn, Pouchers, Bitsika, and Getly also make the process of getting a virtual dollar card easy and affordable.
While each of these providers offers unique benefits, Cardtonic stands out as the best option based on its low card creation fee, zero maintenance cost, flexible payment options, and global acceptance.
This publication is sponsored. Coindoo does not endorse or assume responsibility for the content, accuracy, quality, advertising, products, or any other materials on this page. Readers are encouraged to conduct their own research before engaging in any cryptocurrency-related actions. Coindoo will not be liable, directly or indirectly, for any damages or losses resulting from the use of or reliance on any content, goods, or services mentioned. Always do your own research.
Alexander Zdravkov
Reporter at Coindoo
Alexander Zdravkov is a person who always looks for the logic behind things. He is fluent in German and has more than 3 years of experience in the crypto space, where he skillfully identifies new trends in the world of digital currencies. Whether providing in-depth analysis or daily reports on all topics, his deep understanding and enthusiasm for what he does make him a valuable member of the team.
